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As bicycles are relatively easy to steal and bump into for those unsuspecting road users, the rate of bicycle claims has risen dramatically over the last few years.
Whether it's a trip overseas, lots of town riding and parking the bike outside of your workplace or shops, this type of insurance for bikes is a very good idea. Imagine if you're due to meet someone after work and your bicycle is stolen? It's not only inconvenient at that time, but it makes getting to work the next day a bind, too. If you value your bike and don't want to have to stump up the funds to replace it, then look into buying bicycle insurance. While a lock and insurance might not stop thieves, it can certainly mean you will get a replacement or funds to replace it within no time.
Cycling insurance might not be the first thing you think of when you're pedalling around town, but it's worth while, especially if you have an expensive bike or rely on it heavily for transport to and from your workplace."
Information is taken from Maininsurencereg.org
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